Retailers may offer longer interest free terms (6-60 months). At conclusion of the interest free period, interest will be charged at the standard annual rate 19.9%.
Flexible repayments
Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.
One-off establishment fee
A one-off establishment fee may apply for new customers.
$7.95 monthly account fee
Waived if you have nothing owing.
Interest free instalment plans
For purchases over $300 we'll automatically set you up to repay in equal instalments to help you avoid interest charges.^^
$1,000 - $3,000
Great for everyday and unexpected expenses with quick funds and
flexible repayments.
Repay any transaction by the end of the following month and there's no repayment plan fee. Or automatically move to a new repayment plan of 4 equal monthly repayments with a one-off repayment plan fee of 4%.1
Shop in more places
Tap to pay instore, or pay with a single-use card online everywhere Visa is accepted.^
Settle invoices & bills with BPAY®*
Decision in 1 business day
Zip Pay. Minimum monthly repayments are required. A monthly account fee
of $7.95 applies. This fee is waived each month you pay your statement
closing balance, in full, by the due date. Available to approved
applicants only. T&Cs apply.
^Tap to pay in store available with Zip Pay and Zip Business Trade Plus
only. Use the Card everywhere that Visa contactless payments are
accepted in store. Card T&Cs apply. Single use card available with Zip Pay, Zip Money, Zip Business Trade
and Zip Business Trade Plus only. Use the Card everywhere that Visa
contactless payments are accepted online. Card T&Cs apply.
^^Zip Money. Any repayment advertised will repay the transaction balance within the
interest free period based (excluding a monthly account fee of $7.95 and
a one-off establishment fee which may apply for new customers). Under
the contract, minimum monthly repayments are required. Paying only the
minimum monthly repayment amount will generally not repay out the
purchase within the interest free period. Any balance outstanding at the
expiry of the interest free will be charged at the standard annual
percentage rate, currently 19.9%. T&Cs apply and are available on
application. See your contract for further details. Credit provided by
ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit
Licence Number 441878).
*Payments may take up to 3 business days to reach your biller. Certain
biller exclusions apply including but not limited to credit
institutions, gambling, share trading, personal loans and DEFT rent. A
$2.50 processing fee will be payable for each bill processed through
Zip. The amount of the fee will be advised and authorised by You at the
time of any relevant bill payment. ®Registered to BPAY Pty Ltd ABN 69 079 137 518. 1Credit approval criteria, fees and
Trade T&Cs
or
Trade Plus T&Cs
apply.
2Zip Pay and Zip Money only. Redeemable when you reach the Rewards Goal. Rewards Program and Promotion T&Cs apply.
ESTIMATE SHIPPING AND TAX
